About Omniwire
Great fintech ideas shouldn’t die in the wiring.
- Sponsor bank
- KYC and KYB
- AML monitoring
- ACH processor
- Wire provider
- Card processor
- Reconciliation
- Audits
One integration. The rest comes with it.
We’re making U.S. banking infrastructure accessible to everyone.
Meet the people on the line →Why it’s hard
Moving money in the U.S. on your own means a sponsor bank, a compliance program, a vendor for every rail, and the ledger and reconciliation that hold it together.
What we changed
ACH, wires, RTP, USDC and cards sit behind one API key, with KYC, KYB and AML built in. You wire in once.
Who it’s for
Every fintech team that should reach the banking system without spending years and millions building it themselves.
Leadership
The people on the line.
Trading systems, card operations, security and anti-money-laundering programs. The team that runs the wire has built each piece before.
Serge Beck
CEO and Founder
Built critical trading systems at Bear Stearns and Merrill Lynch before founding Omniwire to democratize access to U.S. banking infrastructure.
Mark Wheeler
Chief Compliance Officer
40+ years managing compliance, KYC/AML and payment card operations for financial institutions globally.
Tony Keith
Chief Technology Officer
CISSP-certified executive with 25+ years building secure, scalable payment processing and cloud infrastructure.
Cliff Thompson
Chief Revenue Officer
Banking executive with 30+ years in banking, payments and technology. Founded several lending groups serving financial institutions across New England.
Claudia Calvo
SVP, Compliance
Certified Anti-Money Laundering Specialist designing compliance frameworks and risk management systems for financial services.
Board and advisors
- Jill DavisBoard Advisor
- Charles RosenblattBoard Advisor
- Rob Vanden BroeckeBoard Advisor
- Rino SolbergBoard Member
- Paolo BernadiniBoard Member
How we build
Four switches we never turn off.
Principles are cheap until they cost something. Each one here is wired to something you can check in the product.
- 01
Compliance first
KYC, KYB and AML run on every account before money moves. Compliance is part of the wire, not a vendor bolted onto it.
From our valuesTransparency in complexity
- 02
One API
Every U.S. money rail on one key, one ledger and one set of webhooks. You integrate once instead of once per vendor.
From our valuesAccessibility over exclusivity
- 03
You own your customers
Your brand, your app, your relationship. We stay behind the wire; the people you bring are your customers, not ours.
From our valuesPartnership mindset
- 04
Reliability
Money infrastructure should be boring. That is the standard we build to.
From our valuesTechnical excellence
Company facts
On the record.
The things a bank partner, an auditor or your own compliance team will ask first. Answered before the call.
- Legal name
- Omniwire Inc.
- A financial technology company, not a bank.
- Incorporated
- Delaware, USA
- Deposits
- FDIC-insured partner banks
- FBO accounts at partner banks, insured up to $250,000 per depositor
- Cards
- Debit card program
- Card services provided through our authorized card partner
Who is on the other end of the wire
Every name below is set the way our disclosures set it
- 01
Cards run through anauthorized card partner.
Card services provided through our authorized card partner.
- 02
Dollars becomestablecoins.
USD converts to USDC at par through our stablecoin partners. Stablecoins are not deposits and are not FDIC-insured.
- 03
Credit builder reports toExperian.
Credit builder reports automatically to Experian to help establish credit history.
- 04
Deposits sit atpartner banks.
Omniwire is not a bank. Funds in FBO accounts at partner banks may be eligible for pass-through FDIC insurance, subject to limits.
Plus fraud, identity and open-banking providers behind KYC, AML and account linking.
We’re hiring
Help us lay the wire.
If payments engineering, bank operations or compliance is your craft, and you want every fintech to reach the U.S. banking system, we should talk.
Ready when you are
Wire in once.
Business verification typically within 48 hours. Every U.S. money rail in production in about three weeks.
- SOC 2
- FDIC-insured partner banks