Three products. One core.
SuperAPI, White-label neobank and Credit Builder all run on the same ledger, compliance program, rails and partner bank. Start with one; the rest are already wired in.
- For developers01
SuperAPI
Every U.S. money rail behind one API call.
- Typically live in
- About 3 weeks
- You build
- Your own product
- For brands and fintechs02
White-label neobank
Your own bank app, built on ours.
- Typically live in
- 4–6 weeks
- You build
- Your brand and program
- Add-on for card programs03
Credit Builder
Everyday debit, reported to Experian.
- Typically live in
- Depends on your program
- You build
- The opt-in
Omniwire core
Shared by every product. Integrate once, add products later.
- Ledger
- KYC and AML
- Disclosures
- Console
- Webhooks
Partner bank
Member FDIC. Holds the deposits.
Rails
ACH · Wire · RTP · USDC · Cards
Experian
Only with Credit Builder
Start with one product. Adding another later is a switch, not a second integration.
Each product page has its own sandbox tool
Start here· Two questions
What are you building?
Answer two questions and the wire lands on the product to start with, and the fastest way in.
White-label neobank
Build the app in the Studio, then walk it through with an engineer. Typically live in 4–6 weeks.
Compare· Side by side
Still comparing?
What each product is for, what you build and what we run. Every product page opens on its own sandbox tool.
| SuperAPI | White-label neobank | Credit Builder | |
|---|---|---|---|
| Who it's for | Developers building their own money product | Brands and fintechs launching a bank app | Card programs already on Omniwire |
| What you build | Your product, on our API and SDKs | Your brand, features and program terms | Nothing new. You add the opt-in and terms |
| What Omniwire runs | Rails, compliance checks and the ledger | The app, cards, compliance and the ledger | Monthly reporting to Experian |
| Typically live in | About 3 weeks | 4–6 weeks | Depends on your program |
| Try it in the sandbox | Open the Console | Open the Studio | Open the Program |
Questions· Before you build
Questions about the platform.
Do we have to use all three products?
No. Start with one and switch others on later. They share the same ledger, compliance program and partner bank, so adding one doesn't mean a second integration.
Is Omniwire a bank?
No. Omniwire Inc. is a financial technology company, not a bank. Banking services are provided by FDIC-insured partner banks, Members FDIC.
Who is the partner bank?
An FDIC-insured partner bank holds the deposits. Omniwire runs the platform, rails and compliance program on top.
How is the platform priced?
The sandbox is included with every SuperAPI plan. Plans and pricing are shared when you request access, and you pay only after your business is approved. Programs like a white-label neobank are scoped with you: talk to sales.
Where do we start if we're not sure?
Answer the two questions above, or book a build review and a solutions engineer will map it with you.
Start· End of the wire
Pick a line.
Three ways in, each wired to the right people. The developer line is already patched.
Developers
Request access
Docs and SDKs, then sandbox keys once your business is verified.
Request accessProgram teams
Book a build review
A solutions engineer and a launch plan.
Book 30 minutesEveryone else
Pick a line
Support, security and press, routed.
Contact